Barclays Wealth reissues Defined Returns Plan series

Barclays Wealth is reissuing its latest suite of products in the highly popular Defined Returns series – each of which will have particular appeal in terms of investment horizon and appetite for risk/protection.
For those investors who would like the opportunity to secure an early return, there is the Annual Kick-Out plan, which comes with two options.
The AKO 100 option will automatically mature on the first annual anniversary that the FTSE 100 is at or above its starting level. Investors receive a return of 7.75% for each year the investment is in force: for example, if the AKO 100 matures on its first anniversary, investors receive 7.75%; if it matures on its second anniversary, investors receive 15.5%; and so on up to 38.75% on the fifth and final anniversary.
The AKO 85 option will deliver its return if the FTSE 100 is at or above 85% of its starting level at any anniversary from the third year onwards. Investors will receive 7.75% for every year the investment is in force.
If there has been no early maturity after five years, investors in both the AKO 85 and AKO 100 options will receive back their full capital, provided the Index does not close below 50% of its starting level at maturity.
For the more risk-averse investor, there is the Defined Returns Plan, available with both five and six year terms. The five-year option offers a maximum return of 34% at maturity, which is broken down into a 14% return if the FTSE 100 is at or above the strike level at maturity, and a further 20% payment if the FTSE 100 is at or above 120% of its starting level. The six-year option offers a maximum return of 48% at maturity, which is broken down into a 24% payment if the FTSE 100 is at or above the strike level at maturity and a further 24% payment if the FTSE 100 is at or above 124% of its starting level. 
Both the five and six year options offer full repayment of capital at maturity irrespective of the performance of the FTSE 100.
Full details of these products can be found at http://www.barclayswealthprotectedinvestments.com.
Lisa Chaudhuri, manager, Barclays Wealth, says: “Our Defined Returns Plan has been re-designed in light of improving market conditions to offer a stepped return, part of which is dependant upon positive FTSE performance to a pre-determined level.  As an additional benefit, investors’ capital is repaid in full irrespective of market performance. Our dual option DRP Annual Kick-Out continues to be popular with investors looking for the possibility of an early return at a competitive rate, and who are prepared to accept risk to capital in order to achieve this.”