Will you be giving a personal finance themed Valentine’s Day gift this year?

February is the shortest month of the year. Which is probably a good thing because the sooner that Spring is sprung the better!

Perhaps the most notable day in the February calendar (aside from my birthday [of course] on 22 February) is Valentine’s Day.

So here are some 14 February romantic personal finance themed gift ideas for your beloved.

1. A couple’s financial advice session
2. A romantic treats/getaways shared fund
3. Premium Bonds (the rates are better than they used to be)
4. A life insurance or protection policy with your partner named as beneficiary
5. A joint bank account
6. Couple’s Wills
7. Power of Attorney’s in yours and your partner’s names.
8. A Spotify playlist (or whatever music streaming service you already pay for)
9. Romantic films night (again, with streaming services you already pay for!)
10. Cheap free dates, particularly in museums or art galleries that are free to enter (bring a pack lunch)
11. A supermarket dining for two deal (M&S is a good one!)

It has been a long Winter, but as we emerge hopefully we can give our loved ones the gift of better personal finances too.

What else is coming up this month of note? It’s pretty standard on-diary fare in the shortest month of the year.

Coming up swiftly are monetary policy decisions, with the Fed on 1 February and Bank of England and ECB both reporting on 2 February. There’s a good chance these decisions will set the tone of the month ahead for markets, especially as investors ponder where next in the inflation saga.

On 10 February we have monthly GDP figures for the UK economy. The IMF has said it expects the UK to be the only G7 economy to shrink in 2023, so eyes will be on whether this comes true sooner rather than later.

Aside from being Valentine’s Day, 14 February is monthly ONS wage and employment stats, followed by inflation figures on 15 February. Both these data prints are big stories and have been for some time, but we could soon see some softening that might cheer markets along a bit. 

Then toward the end of the month we have Work Your Proper Hours Day on 24 February, while on 27 February Ofgem announces its latest energy price cap.

Happy Valentine’s Day and all the best from us at MRM and Mouthy Money.

Ideas and personal finance themes expressed in the article are suggestions only and should not be construed as financial advice.